Gift Deed from a relative

Hello Everyone,

I am preparing and planning to be settled in Canada either by Express Entry or PNP. But I do not have sufficient fund to declare as a POF. What i exactly want to know is,

  1. Exactly at what stage of application, Proof of funds has to be declared, either at the time of Profile creation or after getting ITA ?
  2. As i am somewhat aware like, for Express entry one need to declare their POF with past 3 months bank statements with an average balance as 12475 CAD for 2019 applicant while applying for PNP. one need to declare their POF with past 6 months bank statements with an average balance as 12475 CAD for 2019 applicant.So, If i do not have this much average balance in my account for the past several months as per criteria, there is one more term I have heard about is ‘Gift Deed’. So, if i am getting ‘Gift Deed’ from one of my relative, how much old the Gift deed should be completed ?

Hope that someone will surely assist me to get me out of my confusions very soon.

Thank You.

A post was merged into an existing topic: Proof of funds - Express Entry