Retriement Fund

Hi all, I am wondering if anyone has experience moving their retirement fund from the US to Canada or if they decided that they wanted to keep it in the US? Trying to figure out the best thing to do!

I had done some background research on this and most estimates told me I would end up losing 30-35% of the amount in penalties and taxes. So I’ve kept it there as is.

Did you keep it as a 401k and if so did you have any issues not having a US based address and being located in Canada?

My 401k provider has the ability to add foreign address and phone number. With my provider, it’s your money since it’s associated with your identity; as long as you can prove it’s you, you have access to your account. I’m not sure if it’s different with different providers but I doubt it is.