Can I transfer my credit history from the US to Canada?

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I have built up good credit here in the US (California). Is there a way to transfer this credit to Canada so that I can get good interest rates?

Thanks
Ishaan

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No, credit histories in US and Canada are independent. You have to start from scratch.

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I’ve heard that American Express will transfer comparable credit cards between countries without a credit check.

If you have a US credit card from them you could use that as an in towards establishing Canadian credit.

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From the policy point of view looks like AMEX have a global transfer program
https://www.americanexpress.com/ca/en/content/our-cards/moving-to-canada.html

Other fourms where there are some interesting info related to global transfer

  1. https://forums.redflagdeals.com/amex-global-transfer-2064507/

https://www.flyertalk.com/forum/american-express-membership-rewards/986747-global-transfer-experiences-21.html

Other than AMEX HSBC is another bank that has great reputation of providing good banking facility when you move to a new country to customers who maintain good relation with the bank in their home market. Not sure of their policy specific to Canada market.

However I dont know any one in person who has used either AMEX or HSBC hence not sure of the catch they have. At least on paper both look good.

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