I am looking to open a US dollar account in Canada so that I can transfer money from my US bank account without paying any exchange rate. I opened TD’s US daily and borderless account and both of them didn’t provide me with a routing number which would be needed to transfer money from US bank account. Can you guys let me know which account type should I open and how to transfer my money from US bank account to a US dollar Canadian account?
Also, I am assuming I will have to pay exchange rate when I move it from that account to CAD. Would that have to be through that bank where I will maintain my account or can I use Transferwise/etc. at that time?